COLUMBUS, Ind. – The City of Columbus has launched the Columbus Housing Improvement Program (CHIP) 2.0, a new initiative that supports local homeownership for low- to moderate-income families needing essential home improvements.
The city is investing $500,000 in the strategy. Applications are now open, and they close on December 15, 2026.
The CHIP 2.0 Program expands on the current CHIP program to include residents whose income ranges from 80-120% Area Median Income (AMI). Both initiatives are designed to facilitate non-invasive home improvements, ensuring no disturbance to lead paint, if applicable. The maximum award is $20,000 for both programs.
Eligible improvements include roof repairs or replacements, HVAC system repairs or replacements, ADA modifications up to the home’s threshold, and water heater replacements. Additionally, radon testing and mitigation will be available to all selected homeowners.
To qualify, applicants must meet the following criteria:
- Reside within Columbus city limits
- Own the home and have home insurance
- Do not live in a floodplain as defined by the city map
- Agree to reside in the home for at least 24 months post-improvement for CHIP 2.0 and 36 months post-improvement for the original CHIP, with a lien in place to secure this commitment
Applications for the CHIP 2.0 Program can be submitted online. You can fill out and submit the application form for the original CHIP program here.
Completed applications for the original CHIP can be emailed to Carrie Riley at the Administrative Resources Association (ARa). Funding will be distributed on a first-come, first-served basis until all allocated funds have been exhausted.
For questions and comments regarding CHIP or CHIP 2.0, contact Paul W. Smith, Assistant Director of Community Development, at psmith@columbus.in.gov/.
